How to get a dollar card in Nigeria

How to Get a Dollar Card in Nigeria (7 Reliable Payment Platforms)

As a Nigerian blogger or remote worker, you’ll find it challenging to make or receive international payments. PayPal would have been a solution here, but it does not allow Nigerians to receive payments in Nigeria. So, if you are looking to learn how to get a dollar card in Nigeria and open a foreign bank account, this article is for you.

We will recommend the best five (5) international payment platforms for Nigerians and briefly overview them, one after the other. Let’s get started!

1. Grey


Grey tops our list of the best five international payments platforms in Nigeria. They are well-known for providing a simplified way for Nigerians to open a foreign US, EU, or UK bank account and get a virtual dollar card. However, their card is quite costly at $4.

You’ll have to download the Grey mobile app from the Google Play Store or Apple App Store to get started. Then, create an account and complete all verification processes to send, receive, and exchange various currencies via the Grey app.

Grey is recognized on popular media platforms, such as TheGuardian, TechCrunch, CNBC AFRICA, Techpoint Africa, and TECHCITY. I would also recommend them for offering the best currency exchange rates.

2. Geegpay


Geegpay is one of the most popular fintech companies offering free Dollar cards to Nigerians. The CBN authorizes their payment partners and banks, so be rest assured that you won’t lose your money.

Creating a virtual card on Geegpay costs $3 and involves seven easy steps. It will take you less than 20 minutes to complete these steps and get your virtual card.

Geegpay offers full-stack virtual bank accounts with a USD, EUR, or GBP card to facilitate payments.

You can also use the card to pay monthly subscriptions like Netflix, Amazon Prime Video, and Apple Music.

Related: CrowdyVest Vs PiggyVest – Which is Best to Save and Invest?

3. Yangaplug


As you’re looking to learn how to get a dollar card in Nigeria, you might never have thought about Yangaplug. You can download the Yangaplug mobile app from the Apple App Store or Google Play Store.

Yangaplug is a recently introduced payment platform that is helpful to both private individuals and businesses. They issue MasterCard and Visa virtual cards that facilitate payments and subscriptions.

You only need to fund your Yangaplug Dollar Card with Naira to get started, which makes it a better option. Besides, you can start making international transactions with your virtual card immediately after its instant creation for $2.

4. ALAT by Wema

ALAT by Wema

If you trust Wema Bank, then you can rely on Alat by Wema when it comes to making international payments in Nigeria. Their virtual USD card costs $2 and allows you to make seamless payments online. It’s a prepaid card that supports international transactions on all websites and apps.

You can fund and use ALAT by Wema virtual dollar card to transact on any platform that requires MasterCard or Visa dollar cards. No worries about service charges on payments, as they won’t charge you outrageous fees.

If you’re already registered on ALAT by Wema, you can request your virtual card without further delays.

5. Chipper Cash

Chipper Cash

Chipper Cash has over 5 million users as of today. Their platform allows Nigerians to send and receive money securely. They have issued over one million virtual Dollar cards (Visa) to facilitate international payments from Nigeria.

You can get started by creating a free Chipper account to begin international transfers, payments, and investments. All these benefits are enjoyable in the comfort of your home.

Chipper Cash has been featured in numerous global media and broadcasting companies, such as BBC, The Economist, and Forbes. So, they are trustworthy for any amount of money or transaction.

You can also use the Chipper Cash app to send money directly to bank accounts in more than 20 African countries.

Their card creation fee is $3, deductible from your Chipper USD balance.

6, Cardtonic


Cardtonic has a star rating of 4.4./5 out of over 10,000 reviews on Google Play Store. Its rating on the Apple App Store is 4.3/5. Thus, we recommend Cardtonic as a reliable means of getting a dollar card in Nigeria.

They offer free virtual dollar cards, unlike others on our list. Aside from international payments and transactions, below is a list of the other things you can do on Cardtonic.

  • Pay bills instantly, such as your internet, cable TV, and electricity.
  • Buy affordable gadgets like Apple iPhones, iPad, AirPods, MacBooks, etc.
  • Buy and sell various gift cards at the best rates.



NOSH is also a highly recommended platform for hassle-free international transactions. They offer virtual dollar cards at no cost. You can also trade up to 10,000 gift cards on NOSH.


These payment platforms seem similar but vary in service charges and other offerings. They are the best international payment platforms for Nigerians and do not require a VPN app to enroute your location.

So, make a choice now and instantly start spending with your Virtual Dollar Card.

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